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DianeJ

Resolved Question Bookmark and Share

How does health insurance work - when insurance premium can increase?

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?

Please advice.

Thanks.

949 day(s) ago

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JohnAdams

Best Answer

No. The premiums will not go up for that. Usually health insurance is up for renewal once a year and the cost increases at that time, but not just because you use your policy. The cost of group health insurance where I work has had double digit increases in the premiums every year for 10 years now. The health insurance companies are out of control.

If you have insurance and need health care - go get the care you need. Try this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.info/

Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company.

Hope this help,

949 day ago

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Other Answers (1)

TomMoody 		Not specifically based on your particular claim. In FL where I reside. premiums can and will be adjusted based on the area that I live in. So if there are a lot of claims in my ZIP the Ins. Co. an raise the rates. If the Ins Co has unusally high expenses..they can raise rates. But never soley on your personal claim. Good luck

Posted 949 days ago

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